Older people are more prone to certain diseases and health conditions as compared to younger people. The treatment of old age-related health problems is not only expensive but also long-term. Senior citizen health insurance is a type of health insurance that is specially designed for people who are above 60 years of age to bear their medical expenses. Under this policy, one can avail of comprehensive coverage benefits like in-patient hospitalization, pre and post-hospitalization, medical check-ups, tax benefits, daycare expenses, ambulance facility, domiciliary hospitalization charges, and many more. In a nutshell, it erases the health-related financial anxieties in your old age and offers you a hassle-free retirement life.
Health insurance is not a new term in today’s world. Above this, the global pandemic has also knocked on our door to secure ourselves from unwanted situations. This is where healthcare insurance comes into play. This is a mutual agreement between an insurance company and an insured to offer medical coverage to the insured for a premium amount.
Term Life Insurance
Term Life Insurance offers financial coverage to the policyholder against the fixed amount of premiums for a specific term. If insured dies during the policy term, a death benefit is paid to the insured's family. Term Insurance provides high cover at low premium rates and secures the requirements of your family in case of your absence.
Motor insurance (also known as vehicle / car / auto insurance) is an insurance purchased for bikes, cars, trucks, buses and other road vehicles. Its primary objective is to provide protection against physical damage resulting from traffic collisions and against liability that could also arise there-from.
Senior Citizen Health Insurance
Older people are more prone to certain diseases and health conditions as compared to younger people. The treatment of old age-related health problems is not only expensive but also long-term.
Critical Illness Insurance
Critical illness insurance covers serious and long-term illnesses that require an expensive medical treatment. This type of health insurance especially covers life-threatening diseases or serious illness that demands prolonged treatment or constant adjustment in the current living patterns of an individual.
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It protect you from any financial losses while you are travelling, in India or abroad. It covers medical expenses including COVID - 19 coverage, flight delays, baggage loss, passport loss etc. that you may face during your trip.
Super Top Up Insurance
Super top-up plan provides additional insurance coverage after the medical costs exceed the threshold limit. While the top-up plan considers the threshold limit/deductible for every claim, the super top-up plan covers claims when the overall claims during the policy period are above the threshold limit.
Home Insurance provides cover against unforeseen incidents such as natural calamities (storms, floods, landslides), man made disasters such as (burglary, riots, theft etc.) Be it your own house, rented one, an apartment or a luxury mansion, this insurance policy will provide cover for any kind of loss or damage.